With all the household responsibilities, daily expenses, and, of course, shopping budols, saving money can be a challenging task — but it doesn’t have to be. If you incorporate these simple and easy tips into your lifestyle, you’ll see that small adjustments will add up and make a big impact on your finances.
Here are some practical hacks to help you manage your money:
Know your spending habits and choose the right platform for your needs.
For starters, understand your transactions and list down the things you usually spend money on such as groceries, utilities, and payments. Once you have those laid out, choose a financial platform that can complement your spending habits.
More Filipinos are finding ways to go digital with their errands these days, and e-wallets have been very useful when it comes to both online and offline transactions. When choosing an e-wallet, use one that affords you many benefits. ShopeePay, Shopee’s all-in-one e-wallet, has got you covered in terms of features and perks with no additional transaction charges. With ShopeePay, users can conveniently send money, buy load, pay bills, and scan to pay at stores nationwide. Activate and verify your ShopeePay account now to experience its countless features and services and help you manage your money.
No transfer fees, more savings
Online transfers are quick and easy, and have become the norm; but some platforms charge fees that add to your expenses. Avoid paying transfer fees when you send money and make the most out of ShopeePay’s free and real time transfers for a hassle-free experience. This feature allows you to withdraw funds from your ShopeePay wallet to your bank account, or send money to your friends’ and family’s ShopeePay wallet or bank account. When sending money to any Shopee user, you can even personalize your transfers with themed virtual cards, fit for any occasion. “Here’s a gift for my favorite person” and “Dropping by to say I appreciate you!” are just some of the virtual cards you can use to make your transfers extra special! Whichever way you use this feature, transfers made with ShopeePay are free, instant, and available 24/7.
Transfer fees eat up a portion of your expenses which can be savings or used for necessities. When on a budget, it’s important to see what expenses are avoidable to help you save more. With ShopeePay, there’s no need to worry about any added fees when you need to transfer money. Plus, no need to stand in line at the bank for your cash transfers, so you get to save both time and money!
Take advantage of discounts and cashback promos when paying utilities.
On a monthly basis, we have expenses for water, electricity, load, internet, and more that we need to pay regularly. With these bills going up to thousands of pesos, it’s best to take advantage of whatever promos we can to lessen our expenses.
When you pay your bills online with ShopeePay, you can get up to 10% off on load across all networks and up to 25% cashback on your monthly bills from over 60 billers from partners such as Meralco, Maynilad, PLDT, Globe, Smart, Converge, and more.
Go cashless when going out to stick to your budget and score deals.
Another great tip for sticking to your budget is to only cash in your e-wallet with the amount you’ve set aside for expenses. Especially when going out to run errands, this lets you stay focused only on the things you need to purchase or pay for. To help you with this, ShopeePay offers free cash ins via InstaPay, where you can get up to ₱25 cashback on your InstaPay fee.
When shopping for essentials or favorite finds, make sure to check out discounted deals exclusively for ShopeePay. Browse the Shopee app daily to avail of ₱1 Deals on essentials and food via ShopeePay Near Me, and redeem your vouchers when you scan-to-pay with ShopeePay at partner merchants nationwide.
Stay updated on the latest ShopeePay promos at https://shopee.ph/m/shopee-pay.